Physicians
Residents & Fellows
As a resident or fellow, your primary focus is on becoming the best physician you can be, rather than building a financial plan. With 80+ hour workweeks and modest pay, it’s easy to put finances on the back burner.
That’s where we come in. We specialize in helping medical professionals like you build smart, simple financial habits — even during training. The right plan now can pay off exponentially down the road. During this time, we focus on:
- Saving & Emergency Planning
- Budgeting and Debt Reduction Strategies
- Insurances: life and disability income
- Retirement Planning (Yes, even now!)
- Tax Strategy
- Financial Education
Our goal: To make your financial life more straightforward, less stressful, and built for long-term success, so you can focus on your patients, not your paycheck.
Attending Physicians
As an attending physician, financial planning shifts from managing a resident salary to optimizing a higher income. Depending on your individual situation, we generally prioritize paying off high-interest student loans, maximizing retirement contributions by funding your 401(k)/403(b), backdoor Roth IRA, and possibly a taxable brokerage account.
Disability and life insurance will also be assessed to ensure your income and family have an appropriate level of protection. Controlling spending helps avoid lifestyle inflation, increases wealth accumulation potential, homeownership, and may help foster early financial independence.